David L. Hagan
"Well, your money's in Joe's house . . . that's right next to yours. And in the Kennedy House, and Mrs. Macklin's house, and, and a hundred others. Why, you're lending them the money to build, and then, they're going to pay it back to you as best they can." - - James Stewart as George Bailey in "It's a Wonderful Life" (1946)
Bankruptcy is "No Fault." Bankruptcy assumes you made rational decisions
Important Disclaimer, Disavowment, Denial, Disownment, Negation, (you get the idea):
NOTHING ON THIS WEB SITE IS OFFERED AS, OR INTENDED TO BE LEGAL ADVICE. NO RESPONSES TO TELEPHONE, FAX OR EMAIL INQUIRIES ARE OFFERED AS, OR INTENDED TO BE LEGAL ADVICE.
I ONLY GIVE LEGAL ADVICE IN PERSON.
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(numerous, less artful, additions by David Hagan)